1. Acceptance of Terms

By accessing or using CraftBudget, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services.

2. Use of Service

You agree to use CraftBudget only for lawful purposes and in a way that does not infringe the rights of, restrict or inhibit anyone else's use and enjoyment of the service. Prohibited behavior includes harassing or causing distress to other users, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our services.

3. User Accounts

To use certain features of our service, you must create an account. You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.

4. Subscription and Payments

Some features of CraftBudget require a paid subscription. By subscribing to our premium services:

• You agree to pay all fees in accordance with the pricing associated with your subscription plan
• Subscription fees are billed in advance on a recurring basis
• Your subscription will automatically renew unless cancelled at least 24 hours before the end of the current period
• Subscription changes or cancellations will take effect at the end of the current billing cycle

5. Refund Policy

We offer refunds within 30 days of initial subscription purchase. Refund requests after the 30-day period will be evaluated on a case-by-case basis. No refunds will be provided for:

• Partial use of services during a billing period
• Automatic subscription renewals
• Account termination due to violations of these terms

6. User Content

By using CraftBudget, you acknowledge that we may collect and use data related to your account and usage to improve our services and personalize your experience. This data helps us understand user needs, optimize our features, and provide more relevant content. We respect your privacy and handle all data in accordance with our Privacy Policy. You retain ownership of your personal information and can request its deletion at any time.

7. Privacy and Data Protection

Your use of CraftBudget is also governed by our Privacy Policy. By using our services, you consent to the collection and use of information as detailed in our Privacy Policy.

8. Intellectual Property

The content, organization, graphics, design, and other matters related to CraftBudget are protected under applicable copyrights and other proprietary laws. The copying, redistribution, use or publication by you of any such matters or any part of the service is strictly prohibited.

9. Limitation of Liability

CraftBudget shall not be liable for any direct, indirect, incidental, special or consequential damages resulting from the use or inability to use the service or for the cost of procurement of substitute goods and services.

10. Termination

We reserve the right to suspend or terminate your account and access to our services:

• For violations of these Terms of Service
• For engaging in fraudulent or illegal activities
• For non-payment of subscription fees
• At our sole discretion with or without cause

Upon termination, your right to use the service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive.

11. Dispute Resolution

Any dispute arising from these Terms or our services shall first be attempted to be resolved through informal negotiation. If the dispute cannot be resolved informally:

• All disputes shall be subject to binding arbitration
• Arbitration will be conducted in accordance with the rules of the American Arbitration Association
• The arbitration shall take place in the united states
• The arbitration shall be conducted in English

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

13. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any significant changes by posting a notice on our website or sending an email.

14. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the state/country, without regard to its conflict of law provisions.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at [email protected]