1. Information We Collect

We collect only the information that is essential to provide you with our budgeting and financial management services:

• Account Information: Your name, email address, and password when you create an account.
• Financial Data: Information you input about your income, expenses, budgets, and financial goals.
• Usage Data: Information about how you interact with our app, such as features used and time spent.

2. How We Use Your Information

We use the information we collect solely for the purpose of providing and improving our services:

• To create and manage your account
• To provide personalized budgeting and financial management features
• To improve our app's functionality and user experience
• To communicate with you about your account and our services

3. Data Security

We implement industry-standard security measures to protect your data from unauthorized access, disclosure, alteration, and destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

4. Data Sharing

We do not sell, trade, or otherwise transfer your personal information to outside parties. We may share your data with trusted third parties who assist us in operating our app, conducting our business, or servicing you, as long as those parties agree to keep this information confidential.

5. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience on our app. These technologies help us:

• Remember your login status and preferences
• Understand how you use our app
• Improve our services based on your usage patterns

You can control cookie settings through your browser preferences. However, disabling certain cookies may limit your ability to use some features of our app.

6. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this policy. If you delete your account, we will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

7. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. We ensure appropriate safeguards are in place to protect your information when it is transferred internationally.

8. Children's Privacy

Our services are not intended for users under the age of 13. We do not knowingly collect or maintain information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to remove that information.

9. Your Rights

You have the right to access, correct, or delete your personal information. You can do this through your account settings or by contacting us directly.

10. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the effective date.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at [email protected]